Riverdale Uninsured Car Accident Lawyer
Uninsured drivers are not only in violation of state law, but they also may be putting other drivers at risk. If you or a loved one were injured due to an uninsured motor vehicle driver, a knowledgeable car wreck attorney could help you hold them accountable through litigation.
With help from a Riverdale uninsured car accident lawyer, you may be eligible to recover compensation for your injuries and damages.
State Insurance Requirements
Every driver that operates a motor vehicle is required to carry auto liability insurance. The goal of widespread coverage is to ensure that negligent drivers can compensate their victims for their injuries. The minimum requirements for insurance coverage in Georgia are known as 25/50/25. Every vehicle must carry liability insurance with at least $25,000 in coverage for bodily injuries per person, $50,000 in bodily injury coverage per accident, and $25,000 in property damages.
For minor collisions, this coverage may be adequate. However, in a severe crash, medical bills can exceed $25,000. If an injured victim’s damages are more than the coverage limits of the negligent driver’s policy, the insurance company is only responsible for their policy limits. A plaintiff may still be able to pursue the negligent driver personally for any remaining damages with assistance from a Riverdale uninsured car accident attorney.
Sources of Compensation in an Uninsured Auto Collision Lawsuit
If an injured driver does not have comprehensive insurance to cover the damages they suffered in a crash, there may be other potential sources that a Riverdale uninsured car wreck lawyer could uncover.
Opposing Insurance Company
The negligent driver’s insurance company may be able to pay the full value of a plaintiff’s claim if their car accident attorney can prove that the other driver’s careless behavior caused their losses. However, obtaining compensation from the defendant’s insurance company may be complicated when a plaintiff’s injuries exceed the amount of coverage available. These companies may defend the person they are insuring by negotiating with the plaintiff to reduce their compensation to the defendant’s policy limit or getting the defendant to agree to pay the remaining balance.
Responsible Driver
A plaintiff has the right to seek damages directly from the negligent driver. If the driver has significant assets, they may be able to pay the plaintiff’s entire claim. However, if the negligent driver has limited resources, it could be difficult to collect on those damages even if the plaintiff obtains a judgment.
Uninsured Motorist Policy
If a driver has an uninsured motorist policy, they have the right to file a claim with their own insurance company. This is a secondary policy that only applies once other policies are exhausted. It may be worth it to most drivers to have a strong uninsured motorist policy in addition to their other liability coverage. For more information, consult with an experienced lawyer.
Hire a Riverdale Uninsured Car Accident Attorney Today
Getting into a wreck with an uninsured motorist can come with many legal obstacles. Let a seasoned attorney help you hold the party responsible for your accident accountable for their actions. A Riverdale uninsured car accident lawyer could review your claim and guide you through the complex legal process.
Schedule a consultation today.
