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Carrollton Car Accident Insurance Claims

In Georgia, all car drivers must have a minimum of $25,000 in liability insurance coverage. This means that if a negligent driver causes an accident where you sustain injuries, their insurance company covered that driver with up to $25,000 to compensate you for your injuries in the accident.

Many drivers have many questions after they have been involved in a car accident. Often times, car drivers are confused, scared and shaken after an accident and don’t understand all of their options, therefore, it is important to seek out a Carrollton auto accident attorney as soon as possible to begin discussing your case and filing an accident claim.

Uninsured Motorist Insurance / Underinsured Motorist Insurance

Unfortunately, it is all too common for drivers to only have this minimum insurance coverage. Expenses for accident-related injuries routinely exceed $25,000. If your injuries exceed the $25,000 minimum, you could be liable for the remainder of the medical related expenses from the accident. That is why it is important that you purchase uninsured motorist (“UM”) insurance.

UM insurance is something that your insurance agent can issue. It guards against the above-scenario by providing you extra coverage on top of the minimum limits policy purchased by the at-fault driver. Your UM coverage will cover those extras for medical treatment, therapy, and/or vehicle repair. UM insurance also protects you in the event of a hit and run accident. Plain and simple, there is no downside to having UM coverage.

There are some specific rules regarding UM coverage and the amount available for recovery. We recommend you contact Cade Parian to help you navigate through the car accident claims process. You can contact an experienced car accident attorney by calling or by filling out the form to the right.